The state of health at UMSL is a good one. The health services are headed up by a nurse practitioner that has a doctoral degree, and the insurance is provided by the Chickering Group.
To learn more about the healthcare rates, etc., go to www.aetnastudenthealth.com. This site should give you a thorough look into what UMSL has available to us.
Of course, the clinic that we have here is ambulatory and sees students by appointment or even walk-ins. They perform such procedures as immunization, sexually transmitted disease tests, and weight check, in addition to the women's wellness exam.
If you don't have any health insurance at all, it is highly recommended that you at least study what UMSL has to offer to all enrolled students. You really never know when illness may hit, and ultimately, you are responsible for your own well-being.
For many of us, our parents' insurance claims on us run out when we're past the age of 22. This leaves us with the option of either not having healthcare, or paying (sometimes dearly) for health care.
UMSL's option for healthcare is reasonable. It is hard to be without any medical attention during those in between years.
It is encouraged for all students to at least have yearly exams, and if you are a female it is important to have gynecological exams.
For those of us that simply can't afford healthcare under any circumstance, it is very important to take care of yourself - but even when you take care of yourself you should set aside a few days out of a year and get to know a doctor be letting him/her know what all of your concerns are.
There may be some community organizations that could hook you up with a doctor for a lot less money than what you usually would be paying out of pocket. It is a great idea to further explore such community organizations and take advantage of the services that are available for you.
Looking on the bright side, President Obama's agenda includes Universal Healthcare, so maybe if we hold out a little longer something good will happen for those seeking healthcare coverage.
Until then, use the services that are on your front door step, being Aetna through UMSL or community-based organizations that are looking for exactly someone like you to help, and more often than not, use a sliding scale, or are even free.
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